Apply for Open deposit
Open Deposit is a standalone account, opened for an unspecified period of time, which is accrued with a higher interest rate, compared to the one for a standard current account, on condition that at the end of each day the deposit account’s balance exceeds the amount, stated in the Tariff.
Open Deposit enables you to:
- receive and send fund transfers in Bulgaria and abroad
- withdraw and deposit money on any date of the month at a branch of the Bank
Each month you are entitled to two withdrawals or transfers upon standard terms and conditions, while every subsequent withdrawal or transfer will be charged a fee of BGN 10.
Choice of currency
You may open a deposit in a currency of your choice:
- Bulgarian leva (BGN)
- euro (EUR)
- US Dollars (USD)
No minimum opening balance is required.
UBB will accrue interest on Open Deposit balances exceeding BGN 3000, or 1500 currency units for deposits in EUR and USD. Upon decrease of the deposit balance below the above-stated sums, the accrued interest for the respective currency will be as per the Bank’s Tariff for Individual Clients.
Open Deposit’s interest payment frequency
Open Deposit allows you to choose yourself the interest payment frequency – 1 month, 3 months, 6 months or 12 months. The interest will be paid at the end of the selected period.
Notwithstanding the specific date of signing the Open Deposit agreement, the respective interest will be paid, as follows:
- Upon a 1-month payment frequency – on the last calendar day of each month
- Upon a 3-month payment frequency – on 31 March; 30 June; 30 September and 31 December
- Upon a 6-month payment frequency – on 30 June and 31 December
- Upon a 12-month payment frequency – on 31 December.
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