Dear clients,

In the Trade Financing/Orders menu, you can quickly and conveniently submit applications for issuance and amendments of bank guarantees directly through UBB Online.

The application and access management to the Trade Financе menu is done through:

• the Digital Applications menu with qualified electronic signature - by filling out a Data Change Card for Online Banking;
• submitting an Online Banking Data Change Card at a branch convenient for you.

How to submit an application in a few easy steps:

1. Go to the Trade Finance/Orders menu;
2. Fill in the form for the relevant application - issuing a new or amending an existing bank guarantee;
3. Confirm the application (if it was created by a user with create only rights - the application will await a signature from a user with active rights in the Trade Finance/Pending menu in OBB Online)
4. After signing the application, you could check its status in the Trade Finance/History menu.

In the Reports section, you have access to detailed information about active Bank guarantees, Letters of credit, and Documentary collections.

Sincerely,

The UBB Team

Dear clients,

We wish to inform you of impending modifications to the file import formats within UBB Online.

1. Effective November 22, 2025, in compliance with the implementation of new standards under CBPR+ (Cross-Border Payments and Reporting Plus), as developed by SWIFT for currency transfers to banks outside the European Union and the European Economic Area, it will be mandatory to provide the recipient's address information—specifically, the country, city, and street address—in three distinct fields.

In order to adhere to these requirements, new fields for both the country and city have been incorporated into the existing formats utilized for interbank currency transfers.

Commencing January 1, 2026, in light of the adoption of the euro as the official currency of the Republic of Bulgaria, the following adjustments will be implemented in the file formats currently in use:

2.1. The existing formats for Bulgarian lev credit transfers will retain their structure under the designation "Transfer in Euro in the Country." These formats will continue to accommodate both ordered intra-bank transfers and outgoing (interbank) transfers conducted within the country, with the transfer currency now designated as "EUR." The planned modifications are as follows:

• The previously submitted value for the transfer currency will transition from BGN to EUR.
• The field identifying the payment system for express transfers in leva, previously referred to as RINGS, will be renamed to TARGET, which will process express transfers in EUR effective January 1, 2026.

2.2. The current file formats for transfers from and to the budget will maintain their existing structure. The anticipated changes are:

• The submitted value for the transfer currency will change from BGN to EUR.
• The field that designates the payment system for express transfers in leva, previously known as RINGS, will remain in the format but will no longer be utilized.

2.3. The file formats used for Budget Payment Requests (transfers via the SEBRA payment system) will retain their existing structure. The sole modification will pertain to the value submitted in the currency field, which will shift from BGN to EUR.

2.4. The file formats designated for foreign currency transfers will maintain their existing structure and functionality. The adjustments affecting these formats are those specified in item 1 of this notification.

2.5. For payroll files, the structure of the fields will remain unchanged. If the format in use contains a currency field, its value will transition from BGN to EUR. It is essential to ensure that accounts in payroll files are maintained within banks located in the country (IBANs must commence with BG and comprise 22 characters).

For further details regarding these changes, please consult the Frequently Asked Questions (FAQ), specifically question number 10: How do I load payments with file import?

Sincerely,

The UBB Team