Account to be debited - it should be selected from the list of the client's accounts, specified for electronic banking
Beneficiary's name
Beneficiary's Status - local/foreign entity
Beneficiary's address
Beneficiary's country
Beneficiary's IBAN or account number
Beneficiary's bank name
Address of Beneficiary's bank
BRANCH and SWIFT information, Bank Code and etc. of the Beneficiary's bank
Town of beneficiary's bank
Country of beneficiary's bank
Transfer currency
Transfer amount
Details of payment - document name (contract, invoice and etc.), document number and date
Type of goods and/or service paid
Economic character of operation
Details of charges - transfer expenses will be borne by
Account of charges to be debited
An option is provided for:
Saving a template into the list of templates. When the client has recurrent payments to a
certain counter party with the same payment reason, she/he could save the payment document's details
(Name, IBAN, BIC, amount, payment reason) in the template list and in case of a subsequent payment to extract these data
from the list. For this purpose you have to fill in the payment document fields and through
Options after naming the template you have to click the Add button next to
New template with name field.
In case of anothert transfer, the template's data can be extracted from the Templates link.
Deferred payments (payment documents to be effected on a future date). The time horizon for a
deferred payment is 1 month from the date of the document's completion. In case the client wishes to order a payment document
with a future date on which it will be effected, she/he shall complete the field Value date.
For the other payments this field shall remain blank. In case a date has been specified in the Value date field,
which is a non-business day for the bank, the payment shall be effected on the following business day.
The ordered deferred payments are visualized through menu e-Documents, sub-menu List of Documents,
selected option Sent, All and a specified period of time, encompassing the date of creating
the document.
DECLARATION under Art. 4, Para. 7 and Art. 6, Para. 5, Item. 3 of the Act on the Measures
against Money Laundering in the Republic of Bulgaria. The filling in of the declaration is mandatory for
operations exceeding BGN 30 000.
Upon filling in and sending a Funds Transfer SWIFT must be known, that:
Data should be filled in only in Latin capitals, as only letters and digits are acceptable.
Funds Transfer SWIFT shall be processed and authorized by a bank officer.
Funds Transfer SWIFT that have been ordered:
till 15.30 Bulgarian time will be processed in the current bank working day;
after 15.30 Bulgarian time will be processed in the next bank working day.
A currency transfer or a payment to a country out of the European Union and the European Economic Area
which amount is equal to or exceeds BGN 30 000 or the equivalence in other foreign currency can be ordered through
e-banking, as the client shall be obliged to present in the branch till 15.30
on the business day, on which the Funds Transfer SWIFT order is sent to the bank, the following documents:
1. Printed Funds Transfer SWIFT order (the order is generated by the e-channel and contains the respective reference);
2. All necessary documents relating to the transfer, required under the Currency Act and the bylaws on its implementation.
For a transfer from a local legal entity and a sole proprietor in relation to direct investments abroad
through e-banking, the client is obliged to present in the branch till 15.30
on the business day, on which the payment order in foreign currency is sent to the bank,
a Declaration Form for the Balance of Payments Statistics BPS-3 in
accordance with Ordinance No27 (issued by the BNB).
For the purpose of effecting a transfer from a local legal entity in relation to an extended financial loan from
or to a foreign entity, through e-banking, the client shall be obliged to present in
the branch till 15.30 on the business day, on which the transfer order is sent to the bank,
the document, certifying the declaring of the deal before BNB(Bulgarian National Bank).
Upon effecting a Funds Transfer SWIFT to own account of a local entity with a foreign bank,
a DECLARATION for money origin shall be filled in, pursuant to Art. 4, Para. 7 of the
Act on the Measures Against Money Laundering, irrespective of the transfer reason and amount.
Transfers in EUR and in national currencies of countries from the European Union and the European economic area
towards banks on the territory of the European Union and the European economic area shall be effected with an option for
sharing the expenses between the payer and the beneficiary (SHA).
Funds Transfer SWIFT that have "Status UBB" equal on 2
and any "Error Code" will not be processed. This data can be found in e-Documents,
sub-menu List of Documents, selected option Sent,
All and a specified period of time,
encompassing the date of creating the document.